A History of Trust

Interstate Business Capital is a division of Interstate Billing Service.

Interstate Billing Service is an industry leader in managing commercial accounts receivable by providing unmatched customer service at competitive prices. Founded in Decatur, Alabama in 1984 with only 5 employees, Interstate Billing Service has grown to employ more than 140 team members. Together we serve over 500 clients with annual receivables exceeding $2.5 billion, while handling the billing and collection of an average customer base of over 100,000.

What is Interstate Business Capital?

Factoring

Transactional funding of invoices based on customer capacity and willingness to pay based on the terms of the invoice

Portfolio Based Terms

Terms based on the employed funds of a relationship instead of the invoice level, using invoices to create collateral value and availability

Participation

Partnering with a company to fund a relationship for a return on our investment

Having partners help fund a relationship for a return on their investment

Financial Strength for Over 75 Years

Interstate Billing Service is a wholly-owned subsidiary of Bank Independent, a $2.3 billion community bank headquartered in Sheffield, Ala. Founded in 1947, Bank Independent has grown to over 30 locations across seven counties in North Alabama.


Nationally Recognized for Stability

Bank Independent has received the following awards for financial strength:

"Superior"
by Bauer Financial Group This five-star rating is the highest awarded to banks by BauerFinancial, which places Bank Independent on BauerFinancial’s “Recommended Report.” Bank Independent has earned this designation 132 consecutive quarters since the third quarter of 1989.

"Blue Ribbon"
by Veribanc Veribanc’s Blue Ribbon Bank Commendation of Excellence formally recognizes banks which have met exceptionally high standards and have demonstrated exceptional attention to safety, soundness and financial strength. Bank Independent has achieved this designation 62 consecutive quarters since the third quarter of 2007


Capital Funding for Interstate Billing Service

Interstate Billing Service is a wholly-owned subsidiary of Bank Independent, a $2.3 billion community bank headquartered in Sheffield, Ala. Founded in 1947, Bank Independent has grown to over 30 locations across seven counties in North Alabama.

Meet the Team

jodie-key
JODIE KEY

AVP – Interstate Business Capital
256-260-8036
EMAIL ME

tiffany-parker
Tiffany Parker

Manager II
256-260-8042
EMAIL ME

casey-bomar
casey BomAr

VP - Interstate Business Capital
256-260-2113
EMAIL ME

zach-barnett
zach Barrett

Supervisor
256-260-8070
EMAIL ME

tina-baker
TINA BAKER

Account Executive II
256-260-1198
EMAIL ME

kristen-bolden
kristen Bolding

Funding Coordinator
256-260-8006
EMAIL ME

savannah-chaney
savannah chaney

Payment Specialist
256-260-8068
EMAIL ME

kelsey-grimes
Kelsey Grimes

Payment Coordinator
256-822-7114
EMAIL ME

Peyton-Higdon
peyton Higdon

Payment Specialist
256-822-7119
EMAIL ME

Becca-Mankin
Becca Mankin

Funding Specialist
256-260-2103
EMAIL ME

ashley-taylor
ashley taylor

Funding Specialist
256-822-7111
EMAIL ME

josh-villalobos
josh Villalobos

Account Executive II
256-260-8089
EMAIL ME

john-tuck
John Tuck

SVP - Credit
256-260-8010
EMAIL ME